Welcome to constructBalances. These Terms of Service (“Terms“) constitute a legally binding agreement between you (“User“, “you“, or “your“) and constructBalances (“we“, “us“, or “our“). These Terms govern your access to and use of our website located at www.constructbalances.com (“Website“) and the purchase and use of our digital products and services (“Services“). By accessing or using our Website and Services, you agree to be bound by these Terms in their entirety.
If you do not agree to these Terms, you must not access or use our Website or Services.
By accessing, browsing, or using our Website or purchasing and utilizing our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our associated policies, including our Refund Policy. These Terms apply to all visitors, users, customers, and others who access or use our Website or Services. If you are entering into these Terms on behalf of a company or other legal entity, you represent that you have the authority to bind such entity to these Terms. If you do not have such authority, or if you do not agree with these Terms, you must not accept these Terms and may not use the Services.
These Terms constitute the entire agreement between you and constructBalances regarding your use of the Website and Services. Any modification or amendment to these Terms must be made in writing and signed by an authorized representative of constructBalances.
To use our Services, you must meet the following eligibility criteria:
By using our Services, you represent and warrant that you meet all the requirements listed above. If you do not meet these requirements, you must not access or use the Services.
constructBalances is dedicated to providing high-quality digital educational resources focused on construction accounting and financial management. Our Services are designed to empower professionals in the construction industry with the knowledge and tools necessary to effectively manage financial aspects of their businesses. Our offerings include, but are not limited to:
Our Services are continually evolving, and we reserve the right to modify, enhance, or discontinue any aspect of our Services at any time without prior notice to you. We strive to update our content regularly to reflect the latest industry trends, regulations, and best practices.
To access certain features of our Services, such as online courses or personalized content, you may be required to create a user account. When creating an account, you agree to:
Failure to provide accurate information may result in the suspension or termination of your account, and may affect your ability to access or use certain Services.
You are solely responsible for maintaining the confidentiality and security of your account credentials, including your password. You agree to:
We cannot and will not be liable for any loss or damage arising from your failure to comply with these security obligations. Unauthorized access to your account could result in unauthorized purchases or access to your personal information.
All prices for our digital products and Services are listed in United States Dollars (USD). We strive to provide accurate pricing information; however, we cannot guarantee that pricing errors will not occur. We reserve the right to modify prices at any time without prior notice. In the event of a pricing error, we may, at our discretion:
Prices displayed on the Website do not include applicable taxes or other fees, which will be calculated and added at the time of checkout based on your location and applicable laws.
We accept various forms of payment, including major credit cards (Visa, MasterCard, American Express), and PayPal, processed securely through Lemon Squeezy. By providing payment information, you represent and warrant that:
All transactions are encrypted and processed securely to protect your financial information. We do not store full payment card information on our servers.
You are responsible for all applicable taxes, including sales, use, value-added, goods and services tax (GST), and other similar taxes or fees imposed by any governmental authority. Taxes are calculated based on the billing information you provide at the time of purchase and in accordance with applicable tax laws.
If you are exempt from taxes, you must provide valid documentation to support your exemption prior to making a purchase. Failure to do so will result in the application of taxes to your purchase.
You agree to provide current, complete, and accurate billing and account information for all purchases made through our Services. You agree to:
We reserve the right to refuse or cancel any order if fraud, unauthorized, or illegal activity is suspected.
Upon purchasing our digital products or accessing our Services, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the content solely for your personal, non-commercial use. This license is subject to your compliance with these Terms and any additional terms provided at the time of purchase.
The content is licensed, not sold, to you, and all rights not expressly granted are reserved by constructBalances or its licensors.
You may:
You may not:
Any unauthorized use of the content may result in the termination of the license and may subject you to civil and criminal penalties under applicable laws.
We reserve the right to update, revise, or discontinue any digital product at any time without prior notice. Access to updated versions of the products may be provided at our discretion. We are under no obligation to supply any updates or support unless specifically agreed in writing.
If a product you have purchased is discontinued, we may, at our discretion, offer you access to a similar product of equal value.
All intellectual property rights in and to the Website and Services, including but not limited to text, graphics, logos, icons, images, audio clips, video clips, digital downloads, data compilations, software, and the compilation thereof, are owned by constructBalances or our content suppliers and are protected by international copyright, trademark, patent, and other intellectual property laws.
All trademarks, service marks, logos, and trade names displayed on the Website or through the Services are registered and unregistered trademarks of constructBalances. You may not use our trademarks in connection with any product or service without our prior written consent.
Subject to these Terms, we grant you a limited license to access and make personal use of our Website and Services. This license does not permit:
Any unauthorized use of our intellectual property may result in the termination of the licenses granted under these Terms and may constitute a violation of federal and international intellectual property laws. We reserve the right to pursue legal action for any infringement of our intellectual property rights.
You agree to use the Website and Services only for lawful purposes and in accordance with these Terms. You agree not to engage in any of the following prohibited activities:
You agree to comply with all applicable laws, regulations, and ordinances in connection with your use of the Website and Services, including but not limited to export control laws, privacy laws, and intellectual property laws.
If you become aware of any misuse of the Services or any violation of these Terms, you agree to report it immediately to us at hello@constructbalances.com. We will investigate all reported violations and take appropriate action as necessary.
To the maximum extent permitted by applicable law, the Website and Services are provided “as is” and “as available,” with all faults and without warranty of any kind. constructBalances makes no representations, warranties, or guarantees, express or implied, regarding the reliability, suitability, availability, timeliness, security, lack of errors, or accuracy of the Services.
We expressly disclaim all implied warranties, including but not limited to:
You understand and agree that downloading or obtaining any content through the Services is done at your own discretion and risk. You will be solely responsible for any damage to your device or loss of data that results from such activities, including any damages resulting from computer viruses or other harmful components.
To the fullest extent permitted by applicable law, in no event shall constructBalances, its directors, officers, employees, agents, or affiliates be liable for any direct, indirect, incidental, special, exemplary, punitive, or consequential damages, including but not limited to:
This limitation applies whether the claims are based on warranty, contract, tort (including negligence), or any other legal theory, even if constructBalances has been advised of the possibility of such damages.
In no event shall the total liability of constructBalances for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing the Services during the six (6) months preceding the date of the claim.
Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitations may not apply to you. In such jurisdictions, our liability shall be limited to the maximum extent permitted by law.
You agree to indemnify, defend, and hold harmless constructBalances, its affiliates, officers, directors, employees, agents, licensors, and suppliers from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) that such parties may incur as a result of or arising from:
We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, at your expense. In such cases, you agree to cooperate with our defense of such claim.
All purchases are subject to our Refund Policy, which is incorporated into these Terms by reference. The Refund Policy outlines the conditions under which refunds may be granted for our digital products and Services. By completing a purchase, you acknowledge that you have read, understood, and agree to the Refund Policy.
Our Refund Policy is designed to be fair and transparent, balancing the needs of both our users and our business. It specifies the eligibility criteria for refunds, the process for requesting a refund, and any limitations or exclusions that may apply.
Your privacy is of utmost importance to us. Our collection, use, and disclosure of personal information in connection with the Services are set forth in our Privacy Policy. By accessing or using our Services, you consent to the collection and use of information in accordance with the Privacy Policy, which is incorporated into these Terms by reference.
Our Privacy Policy explains:
We encourage you to read our Privacy Policy carefully to understand our practices.
Our Website and Services may contain links to third-party websites or resources. These links are provided for your convenience only. We do not endorse, approve, or make any representations or warranties regarding any third-party websites, services, products, content, or information that you may access, download, or use as a result of following links from our Website or Services. The inclusion of any link does not imply affiliation, endorsement, or adoption by constructBalances of the linked site or any information contained therein.
You acknowledge and agree that constructBalances shall not be responsible or liable, directly or indirectly, for any loss or damage caused or alleged to be caused by or in connection with use of or reliance on any such third-party content, goods, or services available on or through any such websites or resources.
We reserve the right, at our sole discretion, to modify, amend, or replace these Terms at any time to reflect changes in our Services, technology, legal requirements, or for any other reason. We may do so without prior notice to you.
While we are not obligated to provide notice of changes to these Terms, we may, at our discretion, provide such notice by:
It is your responsibility to review these Terms periodically to stay informed of any updates.
Your continued access to or use of the Website or Services after any modifications to these Terms constitutes your acceptance of the revised Terms and agreement to be bound by them. If you do not agree to the new Terms, you must stop using the Services and may need to terminate your account.
You have the right to terminate these Terms at any time by discontinuing your use of the Services and deleting your account, if applicable. To delete your account, please contact us at hello@constructbalances.com with your request. Please note that termination of your account does not entitle you to any refunds, unless otherwise specified in our Refund Policy.
We may, at our sole discretion, suspend or terminate your access to all or part of the Services at any time, with or without notice, for any reason, including but not limited to:
We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Services.
Upon termination:
These Terms and any disputes arising out of or relating to these Terms or our Services shall be governed by and construed in accordance with the laws of the Republic of Uzbekistan, without regard to its conflict of law principles.
You agree that any legal action or proceeding arising out of or relating to these Terms or your use of the Services shall be instituted exclusively in the courts of the Republic of Uzbekistan, located in Tashkent. You consent to the personal jurisdiction of such courts and waive any objection based on improper venue or inconvenient forum.
Before initiating any legal action or arbitration, you agree to attempt to resolve the dispute informally by contacting us at hello@constructbalances.com. Both parties agree to negotiate in good faith to resolve the dispute within sixty (60) days from the date the dispute is notified.
If the dispute is not resolved through informal negotiations, you and constructBalances agree to resolve any claims relating to these Terms or our Services through final and binding arbitration, except as set forth under “Exceptions to Agreement to Arbitrate” below.
Notwithstanding the foregoing, either party may:
You agree that any arbitration shall be conducted in your individual capacity only and not as a class action or other representative action. You expressly waive your right to file a class action or seek relief on a class basis.
All aspects of the arbitration proceeding, including but not limited to the award of the arbitrator and compliance therewith, shall be strictly confidential. You agree to maintain confidentiality unless otherwise required by law.
If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall remain in full force and effect.
The invalidity of any provision shall not affect the validity of the remaining provisions, which shall be interpreted to fulfill the original intent of the parties as closely as possible.
These Terms, along with our Refund Policy and any other policies or agreements expressly incorporated by reference, constitute the entire agreement between you and constructBalances regarding your use of the Website and Services. They supersede all prior or contemporaneous oral or written communications, proposals, and representations with respect to the subject matter.
Any alterations, modifications, or amendments to these Terms must be made in writing and signed by an authorized representative of constructBalances to be valid.
Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision. Waiver of any breach or default does not constitute a waiver of any subsequent breach or default.
No waiver shall be effective unless it is in writing and signed by an authorized representative of constructBalances.
You may not assign, transfer, or delegate your rights or obligations under these Terms, in whole or in part, without our prior written consent. Any attempted assignment or transfer in violation of this provision shall be null and void.
We may assign or transfer our rights and obligations under these Terms without your consent, including in connection with a merger, acquisition, reorganization, or sale of all or substantially all of our assets.
If you have any questions, comments, or concerns about these Terms or our Services, please contact us:
We will endeavor to respond to your inquiries promptly.
We shall not be liable for any failure to perform our obligations hereunder where the failure results from any cause beyond our reasonable control, including but not limited to:
In such events, we will use reasonable efforts to mitigate the effects of the force majeure event and resume performance as soon as practicable.
By using our Services, you consent to receive communications from us electronically, such as emails, texts, mobile push notices, or notices and messages on our Website. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
You may unsubscribe from certain communications by following the opt-out instructions provided in the emails or messages. However, you may not opt out of essential service-related communications.
By accessing or using our Website and Services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.